Name two federal financial regulatory agencies involved in mortgage regulation.

The Consumer Financial Protection Bureau (CFPB) and the Federal Housing Finance Agency (FHFA) are both key federal financial regulatory agencies involved in mortgage regulation. The CFPB was created after the 2008 financial crisis to ensure consumer protection in the financial sector, particularly in mortgage lending. It implements and enforces federal consumer financial laws, oversees mortgage disclosure forms, and conducts studies regarding mortgage practices.

The FHFA, on the other hand, serves as the regulator for entities such as Fannie Mae and Freddie Mac, which are significant players in the mortgage market. The FHFA's role includes ensuring that these government-sponsored enterprises operate in a financially sound manner while providing liquidity, stability, and access to the mortgage market.

Both agencies play vital roles in shaping policies that govern mortgage lending, protecting consumers, and ensuring the stability of the housing finance system, thereby making this pairing of agencies essential in the regulatory landscape for mortgages.