What authority does the DCA NOT have?

The correct answer highlights that the DCA (Department of Consumer Affairs) does not have the authority to draft legislation. The DCA focuses on enforcing existing laws, regulating licensed professionals, and overseeing compliance with consumer protection regulations. Its role is to monitor the activities of mortgage brokers and licensees, ensuring they adhere to the laws and standards set forth by the state.

In contrast, the ability to draft legislation typically falls within the purview of legislative bodies, such as state legislatures or congressional committees, and is not part of the operational responsibilities of regulatory agencies like the DCA.

The other options listed involve actions that are indeed within the DCA’s capabilities. For instance, the DCA can subpoena witnesses and documents to investigate allegations of misconduct or violations, issue licenses for mortgage brokers to ensure that they meet required standards, and impose penalties for violations of regulations as a means of enforcing compliance and protecting consumers.