Which of the following is NOT a reason for license denial in mortgage loan origination?

Successful completion of education hours is a requirement for obtaining a mortgage loan originator license, rather than a reason for license denial. To be eligible for licensing, applicants must undergo specific educational training.

In contrast, criminal convictions, failure to pay required fees, and failure to comply with regulatory requirements can all lead to denial of a license. Criminal convictions can demonstrate a lack of trustworthiness or integrity, while not paying fees or complying with necessary regulations indicates a failure to meet the responsibilities associated with operating as a mortgage loan originator. Thus, the completion of education is a positive step towards obtaining a license, highlighting an applicant's commitment to understanding the field, rather than a reason for denial.