Which organization is referred to as "the administrator" in mortgage regulation?

The Department of Consumer Affairs (DCA) serves as "the administrator" in mortgage regulation. This designation means that the DCA is responsible for overseeing and enforcing compliance with the various laws and regulations that govern consumer protection in financial transactions, including mortgage lending practices. Their role includes licensing, monitoring, and regulating mortgage loan originators to ensure that they operate within the legal framework designed to protect consumers.

By understanding this role, it becomes clear that the DCA is integral to maintaining a fair and transparent mortgage industry, focusing on consumer rights and ensuring that lenders adhere to the regulations that safeguard those rights. The other organizations, while important in different capacities, do not hold the administrative role in this context.